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Shubham Housing Development Finance Company
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Shubham Housing Development Finance Company

Microfinanciering (Sociaal)

Shubham Housing Development Finance Company Private Limited (Shubham) is a housing finance company, established in 2010. The company provides retail home loans to low income borrowers for a period of up to 15 years. Its primary products are mortgages, home-improvement loans and loans against property. Shubham focuses on rural, self-employed or micro entrepreneur customers who are moving away from being tenants to becoming owners. This also opens the door for further financial inclusion, as banks only provide credit to people with their own property. Moreover, the rental money that clients save now goes towards the equity of their home, thus building real wealth which can be used for funding retirement. As of 31 December 2015, Shubham’s gross loan portfolio amounted to USD 84.2 million.

Shubham marks an important milestone for Triodos Microfinance Fund and Triodos Fair Share Fund as the funds enter the affordable housing finance space. fits with the fund’s strategy, both in regards to inclusive finance and increased focus on SMEs, especially in India.


Sinds 1994 is Triodos Bank op internationaal niveau actief als investeerder in de microfinancieringssector in ontwikkelingslanden, in Centraal-Azië en in Oost-Europa. Microfinancieringsinstellingen zorgen ervoor dat mensen met een laag inkomen toegang krijgen tot financiële basisdiensten, zoals kredieten en spaar- en verzekeringsproducten. Zo spelen ze een cruciale rol bij de sociale en economische ontwikkeling in hun regio.

Udyog Vihar Phase-IV 425
Shubham House